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David C. Gillman - Ret. Lt. Col. US Air Force

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Law Offices of David C. Gillman
7512 Stanich Lane - Suite 2B
Gig Harbor, WA 98335
Phone: (253) 857-7247
Fax: (253) 857-7248
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Bankruptcy-Types of Bankruptcy for Individuals

Normally, the only two forms of bankruptcy protection available for individuals are Chapter 7 and Chapter 13.  The Chapter 7 has been called a “fresh start” bankruptcy in that the debts are discharged (dismissed) at the end of the bankruptcy process.  A Chapter 13 operates to consolidate your debts which are paid, as much as reasonably possible, over a five year period through the Bankruptcy Trustee.  Those unsecured debts not paid off at the end of the five year period, are dismissed.  Many considerations will go into deciding which of these two types of bankruptcy in best in any given situation.

For information specific for your needs, please contact our office at:

(253) 857-7247